8 tips on buying your first mountain bike

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You know you need to get some exercise, and biking seems a likely choice. You need to buy your first mountain bike. Most people simply have a budget and expect to get a decent enough bike with this. But what exactly is a decent enough bike? It depends on what you need, or what you think you need.

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Update as of May 28, NO, you can no longer claim your refund from Philhealth. You can NO longer file your claim directly with Philhealth. Submit your Philhealth documents to the hospital before discharge. It is the hospital that will file your claim with Philhealth. On the day of admission, ask the hospital about their Philhealth submission rules. If you ask early, you will have time to fix your papers if incomplete or invalid.

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